Technology

Built for Scale. Designed for Security.

The Sakron platform is built on modern, API-first infrastructure designed to handle growing transaction and customer volumes reliably.

REST APIs
Node.js Infrastructure
Secure Authentication
Cloud Infrastructure
Database Architecture
Real-Time Processing
Automation
Analytics
Third-Party Integrations
Architecture

How Data Flows Through the Platform

Customer
↓
Sakron Platform
↓
API Layer
↓
Business Systems
↓
Financial Partners
Digital Lending Technology

The Technology Behind Every Journey

A layered financial infrastructure connecting the mobile experience to lending partners.

SAKRON Mobile App
↓
SAKRON API Gateway
↓
Identity & KYC Layer
PAN Verification Aadhaar-Based / Approved Identity Workflows CKYC Integration Ready DigiLocker Integration Bank Account Verification
↓
Risk & Decision Technology
Eligibility Engine Rules Engine Risk Signals Fraud Detection Application Scoring Data Analytics
↓
Financial Workflow
Loan Management Repayment Tracking Collection Workflows Notifications Agreement Generation
↓
Lending Partner
Coming Soon
Financial APIs

Connected Through APIs

Our fintech API integration architecture is designed to securely connect multiple financial and verification services.

🪪

PAN Verification API

Validate PAN details during onboarding.

Integration Ready
🔎

Aadhaar / Identity Verification

Support compliant identity verification workflows.

Supported Through Approved Providers
🔐

DigiLocker Integration

Enable users to securely fetch approved digital documents.

Integration Ready
🏦

Bank Account Verification

Validate beneficiary bank account information.

Integration Ready
🧾

CKYC Ready

Support customer KYC workflows where applicable.

Integration Ready
📊

Credit Bureau Integration Ready

Connect eligible credit bureau services for underwriting workflows.

Supported Through Approved Providers
💸

Payment & Collection APIs

Support digital repayment and payment experiences through approved providers.

Supported Through Approved Providers
📱

SMS / OTP

Authentication and communication workflows.

Integration Ready
💬

WhatsApp / Notification Layer

Customer communication and servicing workflows.

Integration Ready
Developer Preview

API-First From the Ground Up

Illustrative API calls — no real credentials or live data are shown.

POST /api/v1/identity/pan/verify
REQUEST
{
  "pan": "ABCDE1234F",
  "consent": true
}

RESPONSE  200 OK
{
  "status": "verified",
  "name_match": true
}
POST /api/v1/bank/verify
REQUEST
{
  "account_number": "XXXXXXXX1234",
  "ifsc": "HDFC0000123"
}

RESPONSE  200 OK
{
  "status": "verified",
  "account_holder_match": true
}
POST /api/v1/loan/application
REQUEST
{
  "applicant_id": "SAK-DEMO-001",
  "requested_amount": 10000,
  "purpose": "emergency_expense"
}

RESPONSE  201 Created
{
  "status": "submitted",
  "next_step": "eligibility_review"
}
Loan Management Technology

One Platform. Complete Visibility.

Demo Platform Interface
Applications Today
0
KYC Completed
0
Under Review
0
Approved
0
Disbursed
0
Collection Status
Healthy

Application Funnel

Application
KYC
Eligibility
Partner Review
Approval
Disbursal
Loan Portfolio
Repayment Tracking
Customer Activity
API Health

All figures above are illustrative demo data for platform preview purposes.

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